Insurance & Claims

Protection you understand — support you can trust.

Your coordinator, Raj Desai, is also an insurance consultant with almost 10 years in the industry. Through his practice, Wealthhwiser, he helps you understand what your policy covers — and guides you through the next steps if a claim is deducted or rejected.

Why it matters

Insurance questions don't wait until you're home.

Know what you're covered for

Understand what your policy includes, how it works and where the gaps are — before the treatment, not after the bill arrives.

One person, not two

Your coordinator and your insurance consultant are the same person. Questions about treatment and questions about cover go to one number.

Help when a claim goes wrong

If a claim is deducted or rejected, you get help understanding the stated reason, reviewing the documents and taking the right next step.

Your insurance consultant

More than a policy — a trusted advisor

Raj Desai, Insurance Consultant, Wealthhwiser
Life · General · Mutual Funds

Raj Desai

Insurance Consultant · Wealthhwiser · MediTravel Patient Coordinator

Wealthhwiser is a customer-focused insurance and financial solutions advisory practice with almost 10 years of industry experience, providing Life Insurance, General Insurance and Mutual Fund solutions built on honest advice, clear guidance and long-term support.

The approach goes beyond selling policies: understanding what protection you need, how your coverage works, where to buy it and how to use it properly — and spotting the gaps. Its key strength is Claim Assistance, especially for claim deductions and rejections: understanding the stated reason and navigating the appropriate next steps with clarity and confidence.

~10Years in the insurance industry
3Life, General & Mutual Funds
1Advisor, from policy to claim

Practice details on this page are as provided by Wealthhwiser.

What he helps with

From choosing protection to claim support

Life InsuranceProtection for your family's financial future, explained in plain terms.
General InsuranceNon-life cover, matched to the risks you actually face.
Mutual FundsLong-term investing, with the suitability conversation first.
Policy reviewWhat your existing policies cover, how they work, and where the gaps are.
Claim AssistanceHelp with deductions and rejections — the reason, the documents, the next step.
Support after purchaseGuidance that continues long after the policy is issued, not a one-time sale.

Mention your policy in the enquiry form — we’ll look at it alongside your treatment plan.

Good to know

What claim assistance can and can't do

Claim outcomes depend on the applicable policy terms, conditions, exclusions, documentation and the insurer’s assessment. Our role is to provide guidance and assistance through the relevant process — the decision remains the insurer’s.

Mutual fund investments are subject to market risks, read all scheme related documents carefully.

Have a question about your cover?

Tell us about your treatment and your policy. We’ll come back with a plan — and help you understand what your policy says.

कॉल बैक पाएँ+91 84606 07500